About Housing Literacy Guide
This housing literacy platform aims to help the audience gain an understanding of the legal, technical, procedural and financial aspects of the predominant housing interventions in the city. The intended audience for this includes the urban poor communities like the slum cooperative housing societies, other community-based organisations, NGOs, community representatives and other stakeholders.
Legal Literacy
Slum Rehabilitation Scheme is the dominant housing intervention for the urban poor in the large cities of Maharashtra. We have simplified the complex provisions of this scheme and presented it in a graphical manner to help the audience gain sufficient clarity about the scheme.
- 14.7.1 Eligibility for redevelopment scheme
- 14.7.2 Definition of Slum, Pavement, and Structure of hut
- 14.7.3 Joint ownership with spouse
- 14.7.4 De-notification as Slum Rehabilitation Area
- 14.7.5 Applicability
- 14.7.6 Right of the Hutment Dwellers
- 14.7.7 Building Permission for Slum Rehabilitation Project
- 14.7.8 Rehabilitation and Free-Sale Component
- 14.7.9 Temporary Transit Camps
- 14.7.10 Commercial / Office / Shop / Economic Activity Free of Cost
- 14.7.11 Relaxation in Building and Other Requirements
- 14.7.12 Slums and Development Plan Reservations
- 14.7.13 “Anganwadi, Health Centre / Outpost, Community Hall /Gymnasium / Fitness Centre, Skill Development Centre, Women Entrepreneurship Centre, Yuva Kendra / Library Society Office, and Religious Structures”
- 14.7.14 Payments to be made to SRA and Instalments:
- 14.7.15 Conversion of Old Project into New Project
- 14.7.16 “Provision relating to Permanent Transit Camp Tenements for Slum Rehabilitation Scheme implemented on open plot / non-slum plot”
Technical Literacy
One of the main reasons for the limited engagement of the people in their housing (re)development process is the highly technical nature of the subject. In this section, we have attempted to illustrate key technical terms and concepts so that the beneficiaries of slum redevelopment projects are able to have a more informed dialog with the technical personnel appointed to their projects.
- Floor Space Index (FSI)
- Floor Area Ratio (FAR)
- Permissible FSI
- Free of FSI (Only for Rehab)
- Free of Cost
- Carpet Area
- Built Up Area (BUA)
- Super Built- Up Area
- Gross Plot Area
- Net Plot area
- Premium FSI
- Fungible/Ancillary FSI
- Ready Reckoner Rates (RRR)/ Annual Statement of Rates (ASR)
- Transit Tenement
- Transferable Development Rights (TDR)
- Development Rights Certificate (DRC)
- Intimation of Disapproval (IOD)/ Intimation of Approval (IOA)
- Letter of Intent (LOI)
- Commencement Certificate (CC)
- Further Commencement Certificate/ Full Commencement Certificate (FCC)
- Completion Certificate (CC)
- Occupation Certificate (OC)
- Property Card (Malmatta patra)
- 7/12 Extract
- Chain and Triangulation Survey number (CTS No.)/ City Survey Number (CS No.)
- Slum
- Slum Rehabilitation Area
- Slum Rehabilitation Authority
- Slum Rehabilitation Scheme
- Pavement
- Dwelling Structure
- Protected Occupier
- Composite Building
- Competent Authority
- Recreational Ground
- Hazardous Building
- Rehabilitation Component
- Free Sale Component
- Beneficiary
- Lock in period
- Cutt-off date
- Urban Renewal Scheme
- Urban Renewal Plan
- Urban Renewal Cluster
- Censused
- Denotification
- Photo pass
- Lease
- Vacant Land Tenure
- Imla Malik
- Proposed Cooperative Housing Society
- Registered Cooperative Housing Society
- No Objection Certificate (NOC)
- Reservations
- Amenity Space
Procedural Literacy
In this section, we have attempted to put together the step-by-step process that needs to be followed in order to implement a slum redevelopment project.
SRS Procedure Developer-Led
Financial Literacy
In this section we focus on project finance, understanding key concepts within it, and explore various financial models that can be used for planning their slum redevelopment projects.
- Project Economics Explanatory Video
- UDCPR – SRS : Profit oriented, full FSI consumption, no TDR
- UDCPR – SRS : “Break-even, varying FSI consumption, positive TDR
- UDCPR – SRS : “Break-even, full FSI consumption, no TDR
- Non-SRS Model Single Pricing
- Non-SRS Model Differential Pricing
- Non-SRS Single Pricing
- Non-SRS Differential Pricing